If it were possible to go from living paycheck-to-paycheck to making $8,000 a month... Would your life change?

Here's how you can do it:

As you probably already know, each and every year civil judgments are being awarded in our courts in an ever-increasing tide of unpaid debt. But what you probably didn't realize is that a staggering 80% of all judgments awarded in civil courts are uncollected.

A civil judgment entitles the winning party to use many powerful enforcement tools. Wages can be garnished (in most states), property can be taken and sold, bank accounts can be frozen and seized, drivers' licenses can be suspended - these are just a few of the remedies available. Many other enforcement remedies are also at the disposal of the judgment holder.

Unfortunately, unless the judgment holder knows how to locate these assets, there is little they can do to collect.

The result of all these hard-won legal battles is astonishing... Literally BILLIONS of dollars in civil debt, collecting interest - and dust - in someone's filing cabinet.

Judgment recovery is not multi-level-marketing, network marketing or any other kind of "get-rich-quick" scheme, as are so many of the opportunities we are bombarded with today. This is a valuable, much needed service in any community.

When judgment holders receive your offer to collect the judgment without any out of pocket expense to them - in exchange 50% of what you collect - to them, 50% of something is better than 100% of nothing.

And yes, that's right... Most people have no problem with letting you keep 50% of what you are able to collect.

I will show you the most effective ways to contact these judgment holders, and how to obtain more of these judgments to collect than you can handle. You will also learn how to use the powerful legal remedies at your disposal to collect judgments through the court system.

We are not talking about standard "collection" methods here... A traditional collection agency will send dozens of ineffective, annoying collection letters that may result in only a 15% collection ratio. After that, they tend to let the debt fall by the wayside.

Each year billions of dollars awarded in court go uncollected because the courts can't force the debtor to pay, and the sad truth is most people don't know how or where to begin. This is where the Judgment Recovery Specialist plays a valuable role.

The judgment holder can legally assign the judgment to someone else to enforce it through the courts. This is because the assignment process transfers the ownership of the judgment from the judgment holder to you, the assignee.

As a judgment creditor, you will have the legal right to seize bank accounts, garnish wages, place liens on property or seize it outright, and much more. All of these procedures are carried out by filing paperwork through the court system. If you choose not to, you will never even have to contact the debtor. All you have to do is occasionally have them served with legal documents through the mail.

And, the best part is:

• You don't have to be a rocket scientist.
• You don't need a college degree.
• You don't have to work 12 or 15 hours a day.
• You don't have to commute.
• 98% of the time you won't even have to leave your home!

All you really need to do is give this business an honest try, follow the step-by-step guidelines I've developed for you, and you will know everything you need to operate a successful judgment recovery business.

One of the greatest benefits about your own home-based judgment recovery business is the income. While it isn't likely that you'll be fabulously wealthy overnight, a judgment recovery business can produce a substantial, reliable and steady income.

If you were to send 100 solicitation letters to judgment holders, you'd likely end up with 30 to 35 judgments assigned to you to collect.

That's a lot!

The average judgment award is for around $1,500. Figure that out of those 30-35 judgments, you'll realistically be able to collect about 50%-60% of those cases. This means you'd collect 15-17 judgments.

Here's what that looks like in cold, hard numbers:

• 100 Solicitation Letters = 32 Judgments Assigned
• Number of Judgments Collected = 16
• $1,500 x 16 = $24,000
• Amount You'll Keep (50%) = $12,000
• Enforcement Costs = $640 (about $40 per judgment)

Net Income = $11,360

I am convinced that judgment recovery is one of the most incredible and interesting businesses around. Believe me - I've seen what's out there! If you're curious about how I got started in my own judgment recovery business, click here to read My Story.

I've developed a professional training program that will teach you everything you need to successfully start up and operate your own judgment recovery business.

Honestly, working for yourself can be tougher than it sounds, but it still beats working for someone else. When you work for yourself, YOU'RE the boss. YOU'RE the one who sets the hours, and YOU'RE the one who reaps all the benefits and profit.

If you're looking to get instantly rich, without having to put forward any real effort, then I recommend you stop right here. This is not going to be for you. But if you've decided that being in control of your own financial future with a judgment recovery business might just be what you're looking for, then please continue reading about the cutting edge training and information I've compiled for you.

There are more judgments than you could ever possibly collect on file at your local courthouse. These customers are ripe for the picking and they need you!

Civil case files are public record. These records fall under the Freedom of Information Act, as do many other public records that you can glean information from. Knowing exactly what you are looking for in this maze of information is crucial.

Fear not - I dedicate an entire section of my training program to show you how to obtain and decipher the information these records contain.

I've even developed a special Online Access Guide that includes links to the court websites that provide online access to civil case file information in each state, where it's available.

Pinpointing judgment holders from these records is not difficult at all! I'll show you exactly how to identify your perfect customer. In the extensive marketing section of my training program I've shared all the solicitation letters I've created and used to generate an overwhelming response from judgment holders. I'll also give you all the letters I've used that you can send to businesses in your area who will jump to take advantage of your offer!.

Just to make things really easy for you, I've provided all of the contracts and assignment agreements you'll need to assign judgments and file them with the court and numerous other forms that you'll use on a daily basis to keep you organized. These forms meet the legal requirements in courts throughout the United States and Canada.

Nothing is held back.

It is incredibly comprehensive. With this information you'll also know how best to set up your new business and the steps you'll need to take to ensure you get your business off the ground smoothly and painlessly.

Part Two: Skiptracing - Finding Your Debtors and Their Assets

This is usually the biggest downfall for a judgment holder. They just don't know where the debtor is, or anything about their assets, and the average person really has no clue about how to find that information. This is called skiptracing, and it's going to be the biggest factor in your success as a judgment recovery specialist. If you don't enjoy research - forget it, because this won't be a good fit for you.

There's an analogy I like to use to describe whether someone will have an aptitude for judgment recovery... If you enjoy a good mystery thriller story, then you'll probably really excel with a judgment recovery business. If you're more of the romance novel type, it's probably not going to work out.

If this sounds intriguing to you, read on - because even if you don't know how to "dig," I'm ready and willing to teach you! I'll tell you in plain English how to get the information you need to nail down the debtor's location and their assets.

I've crammed this section full of methods and insider tips that private investigators have used and perfected over the years to uncover everything imaginable. Learn all those tricks and secrets that enable P.I.'s to earn $100 an hour and more!

Revealing information is included to de-mystify and unlock the abundance of information found in consumer credit reports and numerous other sources of public records and private financial information. These reports and the information they disclose are powerful tools that you'll have access to. You'll need to know how to use them to their full advantage, and I'll make sure that you do.

Part Three: In-Depth Enforcement Procedures

People have asked me, "Will I have to break a debtor's finger to make them pay the judgment and become some kind of a thug?" This is a ridiculous image and far from reality! I use strictly non-confrontational methods to collect judgments. Anything you do to enforce the judgment will be done through the court system.

You will never even have to contact a debtor directly unless you choose to do so. All you'll have to do is locate the judgment debtor's assets and complete some fill-in-the-blank forms to file with the court.

Written in an easy to understand format, you'll be taken through the enforcement procedures you'll use to collect judgments in comprehensive detail - above and beyond the basic methods.

You'll understand all of the many powerful legal tools that are at your disposal and how best to use them to get exactly the results that you want.

State Specific Judgment Recovery Information

I've just added my newest exclusive product to the training program: SJR's State-By-State Civil Research Guide.

This indispensable guide will provide you with detailed information about enforcing judgments in each and every state. You will have information about post-judgment interest rates, court structures, civil codes for enforcement procedures, direct live website links to your court's website, court rules and more - right at your finger tips!

This product is only available through Sierra Judgment Recovery, and is being included in the training program for a limited time. The Guide normally retails for $59.95, so act now to take advantage of this outstanding bonus inclusion!

With your training program, you'll receive live, ongoing Customer Support for as long as you need it. With this valuable Support lifeline, you'll be able to have a real human being answer your questions, review your ideas, materials, etc., and get expert help that would normally cost you hundreds - ALL ABSOLUTELY FREE!

These benefits alone are worth far more than the cost of the entire program. And I'm also here personally for hand-holding.

Click here for a look at answers
to some of the questions we get
asked most frequently.

Letters, Contracts and Forms

I'll provide you with my best Letters, Contracts and Forms - all as fill-in-the-blank templates. Fill them in and print them out, or merge them with your favorite word processing program. What an incredible time saver!

Here's just a few of the items you'll receive:

Solicitation Letters: For individual judgment holders and businesses. Why reinvent the wheel? These letters are proven to consistently generate a 30%-35% response to your offer!

Assignment Agreements: Choose the terms and agreements for your judgment assignments that best meet your needs.

Assignment of Judgment Form: Developed to meet the statutory, language and format requirements for assigning judgments in every state.

I also include everything you need to develop a professional, personalized agreement package to send to the judgment holder, including cover letters and a Judgment Debtor Profile Worksheet along with many, many more letters, forms and agreements that you'll use over and over again.

Post Judgment Interest Tracking Form and Online Interest Calculator

Comprehensive Collection Worksheet

Debtor Notification Letter: Designed to get the results you need while keeping you out of trouble with the Fair Debt Collection Practices Act.

Levy Instructions: Use these written instructions to ensure that your directions to the sheriff are clear and concise, so your asset seizures will happen exactly the way you want them to.

SJR National Association Membership

The purchase of your training program entitles you to lifetime membership in SJR's premier national judgment recovery association - at no additional cost. These benefits include:

SJR National Member Network: You'll have access to SJR's exclusive National Member Network. The Network encompasses all of SJR's active association members across the US and Canada. This is an indispensable networking tool.

SJR Member Email Discussion Forum: You'll be able to participate on the judgment recovery industry's oldest and most active email forum. Follow along with hundreds of other companies about marketing issues, judgment recovery questions and answers, enforcement techniques, new resources and more.

Posting messages to the discussion forum and generating response from the entire group is the best way to obtain the highest level of input and exchange of information with your peers. In addition to the daily email messages, the Forum's archive holds over a decade's worth of these priceless exchanges, member contributed links, forms and more.

Other industry associations charge hundreds for this very same privilege. You will enjoy this valuable subscription and access to the archive at no additional cost - ever.

SJR Member's Website: Access to this private website is exclusively for Sierra Judgment Recovery Association Members. Here you'll find Resources galore, critical course material update information, your Customer Service Center, the National Member Network and more!

Here are years worth of my very best resources in one place. It works with your Internet connection and web browser to give instant access at your fingertips to hundreds of categorized judgment recovery tools, online public records, legal research links, business and skiptracing websites.

These are economical and reliable sources for everything I use in my own business. Resources that, in some cases, it's taken me a whole lot of digging around to find.

Use my exclusive program to locate debtors and their assets online. The Bookmark Skiptracing Program includes state specific resources, direct links to court rules and laws in every state, free website templates, information databases, free public record sites, judgment recovery resources/tools and much more.

There are literally hundreds of resources available, and many of them are free! Never hunt for a resource again.

Your investment for everything in
the Judgment Recovery Training
Program is as low as $155.00.

So, you have some decisions to sort out. One option is to turn your back on all of this, on everything I've presented to you, and try your best to forget about it. If you were sincere in your original interest in a high income from a home-based business, then that will be very, very hard to do.

Another option is to procrastinate. To put it off. To tell yourself you'll do it later, as soon as "the timing is better." Please forgive me for saying so, but you should either have the courage to go forward or at least the honesty to toss this aside. Make a definite decision right now and get past it. I really hope you'll do it today.

I'll be guiding you every step of the way in using my program to quickly set yourself up in a very high-income business. And I guarantee your satisfaction. If you are unsatisfied for any reason, simply return your written training materials within 90 days of the purchase date for a full refund of your program purchase price.

The link below will provide you with price and ordering details. If you still have some reservations or some questions left unanswered that are keeping you from comfortably making a decision, I certainly hope you won't hesitate to contact me at (912) 882-8190 or send an email to: Support@recoverycourse.com

- I welcome your questions!