As you probably know, each and every year civil judgments are being awarded in our courts in an ever-increasing tide of unpaid debt. But what you probably didn't realize is that a staggering 79% of all judgments awarded in civil courts are uncollected. [Source: The Kaulkin Report; 5th Edition]

Getting a judgment is easy - actually collecting it is where most of those who win in court will stumble. This is all too common because the average person just doesn't know how to collect their judgment.

A civil judgment entitles the winning party to use many powerful enforcement tools. Wages can be garnished (in most states), property can be taken, bank accounts can be frozen and seized, and drivers' licenses can be suspended. Many other enforcement remedies are also at the disposal of the judgment holder. Unfortunately, unless the judgment holder knows how to locate these assets, there is little they can do to collect.

The result of all these hard-won legal battles is astonishing... Literally BILLIONS of dollars in civil debt, collecting interest - and dust - in someone's filing cabinet.

I will show you how to earn a substantial income, from home, while helping these judgment holders see some valuable return for their hard work.

And, the best part is, you don't have to be a rocket scientist. You don't need a college degree. You don't have to work 12 or 15 hours a day. You don't have to commute. 98% of the time you won't even have to leave your home!

All you really need to do is give this business an honest try, follow the step-by-step guidelines I've developed for you, and you will know everything you need to run a successful judgment recovery business.

Judgment recovery is one of the most legitimate, solid businesses around today. It's not multi-level-marketing, network marketing or any other kind of "get-rich-quick" scheme, as are so many of the opportunities we are bombarded with today.

This is a valuable, much needed service in any community. There is truly little, or no competition anywhere. Why? Because this is an unheard of service industry in it's infancy - but soon it's going to explode!

This is the niche to fill before everyone else catches on to the vast amount of opportunity available at their local courthouse.

Let's talk about why this is such a needed service. As I said, each year billions of dollars awarded in court go uncollected because the courts can't force the debtor to pay, and the sad truth is most people don't know how or where to begin.

This is where the Judgment Recovery Specialist plays a valuable role.

The judgment holder can legally assign the judgment to someone else to enforce it through the courts. The person who is assigned the right to collect the judgment can then pursue the enforcement process just like it was their own judgment.

Civil judgments are assignable in all 50 states, as well as Canada, Australia, or any county who's laws are based on the Westminster Judicial System. Further, judgments are valid for an average of ten years and they are typically renewable. After a couple of years have passed, the average person who has been unable to enforce their judgment will usually forget about it and go on with their life. This is money they have essentially written off.

I will show you the most effective ways to contact these judgment holders, and how to obtain more of these judgments to collect than you can handle.

When the judgment holder receives a special letter from you, informing them that you can enforce the judgment without any up front fees coming out of their own pocket, they will be very excited about the prospect of receiving money from the useless piece of paper they've been holding. To them, 50% of something is better than 100% of nothing.

And no, that wasn't a typo! You can negotiate any percentage of the judgment to keep for yourself that you feel comfortable with, but most people have no problem with letting you keep 50% of what you are able to collect.

Let's look at an example. A judgment has been awarded two years ago for $5,257.00. The judgment holder assigns the judgment to you for enforcement. Figuring in post-judgment interest at the rate of 10%, the judgment is now worth $6,308.40. You've been assigned to enforce the judgment keeping 50% of what you collect. Your income for a few hours worth of work will be $3,154.20. Not bad!

We are not talking about standard "collection" methods here... A traditional collection agency will send dozens of ineffective, annoying collection letters that may result in only a 15% collection ratio. After that, they tend to let the judgment fall by the wayside.

A judgment creditor has the legal right to seize bank accounts, garnish wages, place liens on property or seize it outright, and much more. All of these procedures are carried out through the court system. If you choose not to, you will never even have to contact the debtor. All you have to do is occasionally have them served with legal documents through the mail.

Alright, so two months have gone by, and your friend has been mysteriously absent. You've called his house and left several increasingly anxious messages - which he doesn't return. Just to make the story more interesting, imagine you've heard from a second-hand source that Dan has received a hefty sum of cash from a recently departed relative, so you know he has the money to repay your loan.

Now six months have gone by and Dan seems to be doing well enough, but he still won't pay you back. You do what the average, law-abiding citizen does, and you take the son-of-a-gun to Small Claims Court. And besides, you could really use the money to put braces on your kid, John Jr.

The Court Clerk and the Judicial Court System:

After paying your filing fee you are met with an onslaught of foreign looking forms that must be completed before you can proceed.

You take these forms home and puzzle them out, return to the court and hand them over to the court clerk, who promptly tells you they're not filled out correctly and hands them right back.

I'm sure you're confused by this point, so you ask the clerk to explain where the problem lies. Now, getting information out of a court clerk can be like pulling teeth if you don't know the right questions to ask. So likely, if you get any information at all, you're more turned around than when you asked in the first place. But, somehow, you manage to get it done correctly and you schedule your court hearing date.

Your day in court arrives (finally) and - wonder of wonders - Dan doesn't even show up and the judge awards you the judgment by default. You breathe a big sigh of relief and go home waiving your piece of paper in triumph and tell your wife to go ahead and shedule that orthodontist appointment for John Jr.

A month goes by.

No word from Dan. No word from the court either. You're thinking there must have been some hiccup in the legal process and that's why you haven't received a big, fat check in the mail yet. Naturally, you call the court clerk - that lovely fountain of information - to ask why you haven't received your check yet.

Now comes the big surprise.

A real whopper.

It's totally up to you to make Dan pay. The court can't help you. So sorry. Have a nice day.

You can garnish Dan's wages, but do you know where he's working? What if he's working under the table? You can seize Dan's bank account, but do you know which bank? You can make the sheriff take that used car and sell it, but do you know how, or where the car is? Probably not any of the above. Back to square one, which is nowhere, by the way.

Can you see the need for a judgment recovery specialist here? Someone who not only knows what court procedures to use to enforce the judgment, but how to get the information needed to implement them.

Enter the Judgment Recovery Specialist:
(Horns and Trumpets...)

One day, a couple of years later, while grumbling over all the bills in the mail, you notice an official looking letter from Statewide Judgment Recovery. Now, believe it or not, you had really forgotten all about the judgment you won against Dan. Of course, this letter sparked your curiosity, so you open it.

It isn't exactly what you expected, but the next best thing. This company is telling you that they'd run across your judgment down at the courthouse and noticed it hasn't been paid. They want to know if you would be interested in letting them enforce the judgment. Since the judgment recovery company is willing to pay for all of the fees associated with the collection of the judgment up front, no money will have to come out of your pocket.

Figuring you have nothing to lose, since it seems like pigs are going to fly before Dan pays up on his debt, you call the judgment recovery company. You take a minute to review your case with a friendly, and - big surprise - helpful person on the other end of the line.

The person on the phone tells you they'd be willing to do all of this for you in exchange for 50% of whatever is collected. It really just turns out to be a simple matter of signing a couple of agreements and turning the judgment recovery specialist loose on Dan. God speed.

Now, let's give this faceless judgment recovery person an identity. Let's call her Beverly. Beverly is a highly trained, specialized kind of bull dog. She's equipped with everything she needs and all the tricks of the trade to make sure you get your money.

After Beverly receives your signed agreements, she files them with our esteemed court clerk, who is actually on good terms with Beverly because they deal with each other all the time. Then the real work begins.

The chase is on! Since you didn't really have very much information to give Beverly about Dan when you signed the agreements, it is now up to her to find Dan and his assets. No problem for Beverly, she eats cases like this one for breakfast. In no time at all she nailed down where Dan was banking and was ready to get the ball rolling.

I feel I should explain to you about what happens when a judgment holder assigns a judgment over to someone like Beverly. Beverly becomes, in the eyes of the law, the judgment creditor. She has exactly the same rights of enforcement that you had to use the powerful legal remedies provided by law to force Dan to pay the debt he owes. Actually, Dan now owes the debt to Beverly.

Beverly filed a form with the court and sent the sheriff, who acted as her levying officer, over to the bank to seize the account. When she received the check, she reimbursed herself for the fees she incurred (around $7 for a credit report and $35 for court filing and levying fees).

Any filing fees that Beverly spends are reimbursable as costs after judgment, so Beverly is able to add the amount of these fees to the judgment. Dan will ultimately pay for them. Then she kept half for herself, wrote a check for the remainder and mailed it to you.

The ending to this story is a happy one. You received a substantial chunk of the money that Dan owed you and Beverly got a hefty well-deserved sum as well, and John Jr. got those braces he really (really) needed.

That's a lot!

Figure that out of those 30-35 judgments, you'll realistically be able to collect approximately 50%-60% of those cases. This means you'd collect 15-17 judgments. The average judgment award is for $1,500.

Here's what that looks like in cold, hard numbers:

100 Solicitation Letters = 32 Judgments Assigned
Number of Judgments Collected = 16
$1,500 x 16 = $24,000
Amount You'll Keep (50%) = $12,000
Enforcement Costs = $640 (about $40 per judgment)

Net Income = $11,360

Working for yourself is tougher than it sounds, but it still beats working for someone else. Everyone who works for a living deals with long hours, hard work and demanding bosses. You can't escape the hours of commitment and hard work, but you can give yourself a promotion. When you work for yourself, YOU'RE the boss. YOU'RE the one who sets the hours. and YOU'RE the one who reaps all the benefits.

I've developed a training course that will equip you and teach you everything you need to know to get started in your own judgment recovery business. I've even gone a step further and included FREE ongoing support for as long as you need it. I am very serious about your success!

If you've decided that being in control of your own financial future with a judgment recovery business might just be for you, then please continue reading on the following page by clicking the link below for in-depth details about the cutting edge training and information I've compiled for you.