Sierra Judgment Recovery BBB Business Review

Have a question?
Call our Support Staff at
(912) 882-8190 or click
the image above to contact us.

 

Testimonial

From Tom L., in Arizona

"Just a note to let you know how I'm doing.

I have sent out over 200 solicitation letters and I now have 60 cases I've filed assignments for. You know that old saying "Be careful of what you wish for, you might get it?" Well, I never thought that the response would be this great. Several companies have given me multiple cases to work on. Everything stated in the manual has exceeded my expectations.

Thanks again for your course and your phone help!"

Testimonial

From Eddie H., in Georgia

"I would like to formally thank SJR for your support and instructions. This is an excellent business to own and assist my community in recovering their debts. I have made my first $10,000 and will most likely quit my job as a financial manager.

I must say, I was skeptical at first, but with SJR's help and advice, I now see the light. And I must say, what a BIG BRIGHT BEAM it is. The opportunity is just waiting for me to take advantage of it on a FULL-TIME basis.

Once again, thank you. I have become a better collector, manager, and overall person from SJR's assistance. My current job is really worried that I may quit... lol. A huge switch from what is going on in the current market place, huh?"

"Now is the best time in history to profit with a home-based business...

Statistics have shown that the average income of someone who works from home is nearly twice that of the average American worker.

It's no surprise then that a high proportion of millionaire business owners are also home-based."

Home Business Magazine

 

Want to create a successful and profitable business that will thrive regardless of what the economy is doing?

You've come to the right place.

Earn $7,000 - $8,000 every month with a Judgment Recovery business.

If you've been searching for the right long-term career, you need a business that's truly economy-proof. You know, one that does well even when the economy doesn't and one that will thrive now, as well as when things start to improve... and they will!

There are a few good options out there. A Judgment Recovery business is one that not too many people know about just yet...

Thousands of civil court cases are heard by judges in your local courthouse each and every year. It's the same old story... someone sues someone else for damages or not holding up their end of a bargain or contract. A civil money judgment is awarded. What you may not know is that 79% of those court-awarded debts remain uncollected. That's right, 79%! It's staggering.

Even more incredible is the fact that the full responsibility for collecting the money now lies squarely on the shoulders of the person who won the case - the judgment holder. And the court won't collect for the judgment holder, either... when someone takes someone else to court and WINS, it is up to the judgment holder to collect his or her money from the debtor.

Now you can only imagine how that goes over when the debtor was unable or unwilling to pay in the first place. After all, if we lived in a perfect world and things always happened the way they're supposed to, the judment holder wouldn't have had to take the issue to court at all, right? No wonder the percentage of uncollected debts awarded in civil courts is so high!

Long story short, once the judgment is final and monetary compensation is awarded, the court itself does NOTHING to enforce the judgment. The sad truth is that most people just don't know how or where to begin, and the judgment holder is on his or her own!

The Role of the Judgment Recovery Specialist
Well, not entirely on their own... not anymore anyway.

Beginning in the late 90s, a new industry began to emerge that focused on assisting judgment holders in collecting the judgments that were owed to them. Today, the role of the Judgment Recovery Specialist (JRS) has evolved into a well-respected and growing profession - one that is gradually gaining recognition in courthouses nationwide.

Click here to read a Case Study

Civil case files are a matter of public record. Your local courthouse is full of them. More importantly, it's full of cases where the judgment has never been paid. A well-trained JRS accesses those files, decides which cases he/she would like to handle and then contacts the judgment holder to offer his/her services in collecting the debt.

By virtue of civil statute in all 50 states, the judgment holder is then able to legally and simply turn over the ownership of the judgment to the JRS. By law, once the JRS becomes the owner of the judgment, he/she acquires the full right to enforce the judgment, and also to access information that not just anyone would be able to obtain, such as consumer credit history, banking detail and history, and other critical financial information.

The transfer of ownership allows the JRS to utilize his/her specialized training and knowledge to not only locate the debtor, but to identify his/her assets and seize those assets using the court system to ensure the debt is paid.

Payment from the judgment debtor is no longer a voluntary option. When the debtor doesn't pay, the court provides legal remedies to the JRS to force them to pay. It's up to the JRS to initiate these procedures through the court. These remedies can include wage garnishments, bank account seizures, interception of under the table income or rental income, business income and/or assets, seizure and sale of personal or real property - you name it!

In return, the JRS negotiates with the judgment holder to keep as much as half of the collected amount as payment for purchase of the judgment. Half of something for the judgment holder is almost always better than 100% of nothing! Most judgment holders especially don't mind parting with some of the money to the JRS when they realize that their uncollected debt has also been earning interest for a number of years, so half is more than they thought.

Perhaps most importantly, the JRS collects every penny without any out of pocket expense to the judgment holder. It's not so much that the work of collecting unpaid judgments is hard - it's just that it requires the research, resources and training to do it well. That's where I come in.

A Steady, Reliable Income from Home
Earn $7,000 - $8,000 a Month

One of the greatest benefits about your own home-based judgment recovery business is the income. While it isn't likely that you'll be fabulously wealthy overnight, a judgment recovery business can produce a substantial, reliable and steady income without putting you at the mercy of the economy or the whims of an employer..

How much can you earn? Let's look at an example... If you were to send 100 solicitation letters to judgment holders offering your services, you'd likely end up with 30 to 35 judgments assigned to you to collect. That's a lot!

The average judgment award is for around $1,500. Figure that out of those 30 - 35 judgments assigned to you, you'll realistically be able to collect about 50% - 60% of those cases. This means you'd collect 15 - 17 judgments.

Here's what that looks like in cold, hard numbers:

  • 100 Solicitation Letters = 32 Judgments Assigned
  • Number of Judgments Collected = 16
  • $1,500 x 16 = $24,000
  • Amount You'll Keep (half) = $12,000
  • Enforcement Costs (about $40 per judgment) = $640

Net Income = $11,360

Sierra Judgment Recovery - Training Professionals since 1998
I want to help you...

I am convinced that judgment recovery is one of the most low cost and interesting businesses around. Believe me - I've seen what's out there! Judgment Recovery has nothing to do with multi-level marketing, network marketing or any other kind of "get-rich-quick" scheme, as are so many of the opportunities we are bombarded with today.

Judgment recovery is one of the very few fields in which people can be their own boss and where their success is not subject to fluctuations in the economy, be they good or bad.

In a struggling economy, judgment debtors who are gainfully employed are not going to give up a job just so they can avoid a wage garnishment, especially if they can pay reasonably over time. And as for judgment holders, when the economy is on the fritz, they start coming out of the woodwork, which is great for the JRS. Of course, when times are good, well... they just are.

I've developed a professional training program that will teach you everything you need to successfully start up and operate your own judgment recovery business. If you're curious about how I got started in my own business, click on this link to read: My Story.

Honestly, working for yourself can be tougher than it sounds, but it still beats working for someone else. When you work for yourself, you're the boss. You're the one who sets the hours, and you're the one who reaps all the benefits and profit.

If you're looking to get instantly rich, without having to put forward any real effort, then I recommend you stop right here. This is not going to be for you. But if you've decided that being in control of your own financial future with a judgment recovery business might just be what you're looking for, then please continue reading about the cutting edge training and information I've compiled for you.

Sierra Judgment Recovery's Training Program

Be sure not to miss out on my free JUDGMENT RECOVERY 101 START-UP GUIDE - a 28 page chapter-by-chapter summary of the full training program.

The registration link is on the upper left-hand side of this page.

Business Start-Up, Marketing and Obtaining Assignments

There are more judgments than you could ever possibly collect on file at your local courthouse. These customers are ripe for the picking and they need you!

Civil case files are public record. These records fall under the Freedom of Information Act, as do many other public records that you can glean information from. Knowing exactly what you are looking for in this maze of information is crucial.

Fear not - I dedicate an entire section of my training program to show you how to obtain and decipher the information these records contain.

I've even developed a special Online Access Guide that includes links to the court websites that provide online access to civil case file information in each state, where it's available.

Pinpointing judgment holders from these records is not difficult at all! I'll show you exactly how to identify your perfect customer. In the extensive marketing section of my training program I've shared all the solicitation letters I've created and used to generate an overwhelming response from judgment holders. I'll also give you all the letters I've used that you can send to businesses in your area who will jump to take advantage of your offer!.

Just to make things really easy for you, I've provided all of the contracts and assignment agreements you'll need to assign judgments and file them with the court and numerous other forms that you'll use on a daily basis to keep you organized. These forms meet the legal requirements in courts throughout the United States.

Nothing is held back.

It is incredibly comprehensive. With this information you'll also know how best to set up your new business and the steps you'll need to take to ensure you get your business off the ground smoothly and painlessly.

Skip Tracing: Finding Your Debtors and Their Assets

This is usually the biggest obstacle for the average judgment holder. They just don't know where the debtor is, or anything about their assets, and the most people really have no clue about how to find that information. This is called skip tracing, and it's going to be one of the biggest contributing factors to your success as a judgment recovery specialist. If you don't enjoy research - forget it, because this won't be a good fit for you.

There's an analogy I like to use to describe whether someone will have an aptitude for judgment recovery... If you enjoy a good mystery novel, then you'll probably really excel with this business... But if you're more of the romance novel type, it's probably not going to work out.

If this sounds intriguing to you, read on - because even if you don't know how to "dig," I'm ready and willing to teach you! I'll tell you in plain English how to get the information you need to nail down the debtor's location and their assets.

I've crammed this section full of methods and insider tips that private investigators have used and perfected over the years to uncover everything imaginable. Learn all those tricks and secrets that enable P.I.'s to earn $100 an hour and more!

Detailed instruction is included to de-mystify and unlock the abundance of information found in consumer credit reports and numerous other sources of public records and private financial information that the general public just can't get. These reports and the information they disclose are powerful investigative tools that you'll have access to. You'll need to know how to use and interpret them to their full advantage, and I'll make sure that you do.

In-Depth Civil Judgment Enforcement Procedures

People have asked me, "Will I have to break a debtor's finger to make them pay the judgment and become some kind of a thug?" This is a ridiculous image and far from reality! You'll use strictly non-confrontational methods to collect judgments. Anything you do to enforce the judgment will be done through the court system.

You will never even have to contact a debtor directly unless you choose to do so. All you'll have to do is locate the judgment debtor's assets and complete some fill-in-the-blank forms to file with the court.

Written in an easy to understand format, you'll be taken through the enforcement procedures you'll use to collect judgments in comprehensive detail - above and beyond the basic methods.

You'll understand all of the many powerful legal tools that are at your disposal and how best to use them to get exactly the results that you want.

State Specific Judgment Recovery Information

I've just added my newest exclusive product to the training program: SJR's State-By-State Civil Research Guide.

This indispensable guide will provide you with detailed information about enforcing judgments in each and every state. You will have state specific information about post-judgment interest rates, court structures, civil codes for enforcement procedures, direct links to your court's website, court rules and more - right at your finger tips!

This product is only available through Sierra Judgment Recovery, and is being included in the training program for a limited time. The Guide normally retails for $59.95, so act now to take advantage of this outstanding bonus inclusion!

Unlimited Customer Support
You'll always have access to my friendly and helpful Support Staff

With your training program, you'll receive live, ongoing Customer Support for as long as you need it at no additional cost. With this valuable Support lifeline, you'll be able to have a real human being answer your questions, review your ideas, materials, etc., and get expert help that would normally cost you hundreds of dollars - ALL ABSOLUTELY FREE!

These benefits alone are worth far more than the cost of the program. And I'm also here personally for hand-holding.

Click here for a look at answers
to some of the questions we get
asked most frequently.


Letters, Contracts and Forms

I'll provide you with my best solicitation letters, contracts and forms - all as fill-in-the-blank templates. Fill them in and print them out, or merge them with your favorite word processing program. What an incredible time saver!

Here's just a few of the items you'll receive:

Solicitation Letters: For marketing to individual judgment holders, as well as letters designed for marketing to businesses. Why reinvent the wheel? These letters are proven to consistently generate a 30% - 35% response to your offer!

Assignment Agreements: Choose the terms and agreements for your judgment assignments that best meet your needs.

Assignment of Judgment Form: Developed to meet the legal statutory, language and format requirements for assigning judgments in every state.

I also include everything you need to develop a professional, personalized assignment agreement package to send to the judgment holder, including cover letters and a Judgment Debtor Profile Worksheet along with many, many more letters, forms and agreements that you'll use over and over again.

Post Judgment Interest Tracking Form and Online Interest Calculator

Comprehensive Collection Worksheet

Debtor Notification Letter: Designed to get the results you need while keeping you out of trouble with the Fair Debt Collection Practices Act.

Levy Instructions: Use these written instructions to ensure that your directions to the sheriff when seizing assets are clear and concise, so your asset seizures will happen exactly the way you want them to.

SJR National Association Membership

The purchase of your training program entitles you to lifetime membership in SJR's premier national judgment recovery association - at no additional cost. These benefits include:

SJR National Member Network: You'll have access to SJR's exclusive National Member Network. The Network encompasses all of SJR's active association members across the US and Canada. This is an indispensable networking tool.

SJR Member Email Discussion Forum: You'll be able to participate on the judgment recovery industry's oldest and most active email forum. Follow along with hundreds of other active JRS' about marketing issues, judgment recovery questions and answers, enforcement and skip tracing techniques, member contributed resources, forms and more.

Posting messages to the discussion forum and generating response from the entire group is the best way to obtain the highest level of input and exchange of information with your peers. In addition to the daily email messages, the Forum's archive holds over a decade's worth of these priceless exchanges.

Other industry associations charge hundreds for this very same privilege. You will enjoy this valuable subscription and access to the archive at no additional cost - ever.

SJR Member's Website: Access to this private website is exclusively for SJR Association Members. Here you'll find Resources galore, critical course material update information, your Customer Service Center, the SJR National Member Network and more - all included with the purchase of your training program, with no additional membership fees - ever.

And, I have an important FREE BONUS GIFT for you:
The Bookmark Skip Tracing and Resource Guide

Here are years worth of my very best resources in one place. It works with your Internet connection and web browser to give instant access at your fingertips to hundreds of categorized judgment recovery tools, online public records, legal research links, business and skip tracing websites.

These are economical and reliable sources for everything I use in my own business. Resources that, in some cases, it's taken me a whole lot of digging around to find.

Use my exclusive skip tracing guide to locate debtors and their assets online. The Bookmark Skip Tracing Guide includes state specific resources, direct links to court rules and laws in every state, free website templates, information databases, free public record sites, judgment recovery resources/tools and so much more.

There are literally hundreds of resources available, and many of them are free! Never hunt for a resource again.

That's Sierra Judgment Recovery's Professional Training Program - Virtually my successful judgment collection business delivered to you in a box, for you to model your own business on. Because you'll see it from the inside (not as an "outsider") you will be able to replicate everything I've done and continue to do.

You'll have these jealously guarded secrets revealed to you - I hold nothing back! There's nowhere else you're going to learn these insider tips that up until now, only the real pros use themselves. You'll get the best street-smart education on how to enforce judgments available anywhere.

I've done all of the research and work to take the guesswork out of everything!

And you'll never be all alone. You'll have access to our fantastic Customer Support Staff if you encounter a situation where you require a little more help.

Your investment for everything in the Judgment Recovery Training Program is as low as $155.00.

Is that a lot or a little? Well, it might be a bit of a "stretch" for you, I don't know. But I do know this: There is no other way you can get set up in this remarkable business and be able to make thousands of dollars a month. To figure it all out on your own will cost you a lot more. And it will take a long time.

So, you have some decisions to sort out. One option is to turn your back on all of this, on everything I've presented to you, and try your best to forget about it. If you were sincere in your original interest in a high income from a home-based business, then that will be very, very hard to do.

Another option is to procrastinate. To put it off. To tell yourself you'll do it later, as soon as "the timing is better." Please forgive me for saying so, but you should either have the courage to go forward or at least the honesty to toss this aside. Make a definite decision right now and get past it. I really hope you'll decide to get started today.

I'll be guiding you every step of the way in using my program to quickly set yourself up in a very high-income business. And I guarantee your satisfaction. If you are unsatisfied for any reason, simply return your hard-copy training materials within 90 days of the purchase date for a full refund of your program purchase price.

The link button below will provide you with price and ordering details. If you still have some reservations or some questions left unanswered that are keeping you from comfortably making a decision, I certainly hope you won't hesitate to contact me. You can call me at (912) 882-8190 or send an email to: Support@recoverycourse.com

- I welcome your questions!

Quick Links:

Copyright © 1998 - 2012
Sierra Judgment Recovery
All Rights Reserved
(912) 882-8190 | Support@recoverycourse.com